House Credit
HOUSE CREDIT

EASY MONTHLY INSTALMENTS

At Barker and Stonehouse, we believe in making the amazing affordable. Which is why you can spread the cost of whatever takes your fancy with our House Credit. It means you can order right away without having to wait too long for that perfect addition to your home. In return, you simply make regular monthly payments for a fixed amount over a set time, so you always know where you stand.

All we ask is that the value of your order is £675 or more and for a 25% deposit.

Here’s a little breakdown of the various House Credit options we can offer you:

Up to 18 months Interest Free Credit (0% Typical APR)
6 months interest free credit for orders over £675
12 months interest free credit for orders over £1250
18 months interest free credit for orders over £2000

 

Up to 48 months Classic Credit (9.9% Typical APR)
24 months classic credit for orders over £675
36 months classic credit for orders over £1000
48 months classic credit for orders over £1000

IT'S SIMPLE TO DO

Our House Credit is easy to arrange – in fact, we do all the hard work for you

  • 1. Found what you’re looking for? Just proceed towards the checkout as normal
  • 2. Click on ‘Buy on finance’, use our handy credit calculator and select a monthly payment amount and period that suits you.
  • 3. You’ll be asked to fill in some details so should have the following to hand:
    • - Previous address if you’ve moved in the last three years
      (We can only deliver your order to the address that has been used to apply for House Credit. Purchases via House Credit can’t be delivered to an alternative address)
    • - Bank details including account number and sort code
    • - Email address and contact telephone number
    • - Daytime and / or evening number plus your work number – these should include at least one landline
    • - Employment and income information
  • 4. You’ll then be taken to our trusted and highly secure finance partners; V12 Retail Finance where you can complete your online credit agreement and pay your deposit
  • 5. Once accepted, you’ll receive a conformation email within 24 hours.

Please remember that any finance offer is subject to acceptance. If you have been successful, you will be asked to ‘esign’ your agreement online.

Should, for whatever reason, your application be unsuccessful we will get in touch and chat through alternative ways to place your order for you.

ARE THERE ANY RESTRICTIONS?

To make sure that House Credit is right for you, there are some restrictions in place:

  • - You must be 18 years of age or over
  • - You can pay the 25% deposit by debit or credit card
  • - You’re in permanent full (16+ hours per week) or part time employment (16 hours or less a week), self-employed, retired or receive Disability Allowanc
  • - You have lived in the UK for at least 36 months and will continue to do so
  • - The furniture must be delivered to your home address

WHAT IF YOU’D LIKE TO CANCEL YOUR ORDER AFTER APPLYING FOR CREDIT

That’s okay but please let us know at the earliest opportunity by writing to our team or sending an email. Your deposit will be refunded back on to your chosen debit or credit card. It can take up to 7 days for this to display in your account.

Address:
Internet Sales Department
Haydock Park Road, Teesside Retail Park, Stockton on Tees, TS17 7BG

Email: webenquiries@barkerandstonehouse.co.uk

FROM A NAME YOU CAN TRUST

Your interest free credit agreement is provided on behalf of Barker and Stonehouse by V12 Retail Finance, who also supply finance for some of the UK’s best-known high street brands. So when it comes to helping you get the look you want for your home, you’re in good company.

Need a hand?

If you’d like someone to help out with your application, just call our Customer Service Team who’ll be happy to lend a hand.
01642 426 357
Lines are open: Monday - Friday: 8am - 8pm / Saturday: 9am - 5.30pm / Sunday: 11am - 5pm

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

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